Call report 2015Q1
MERCHANTS NATIONAL BANK — 2015Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 657,864,000 | USD | evidence → |
| Total loans | 527,958,000 | USD | evidence → |
| Allowance for loan losses | 5,499,000 | USD | evidence → |
| Securities available for sale | 40,134,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 565,328,000 | USD | evidence → |
| Interest-bearing deposits | 474,799,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,529,000 | USD | evidence → |
| Equity capital | 60,713,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,610,000 | USD | evidence → |
| Interest expense | 830,000 | USD | evidence → |
| Net interest income | 5,780,000 | USD | evidence → |
| Noninterest income | 557,000 | USD | evidence → |
| Noninterest expense | 3,790,000 | USD | evidence → |
| Provision for loan losses | 316,000 | USD | evidence → |
| Pretax income | 2,231,000 | USD | evidence → |
| Income tax | 676,000 | USD | evidence → |
| Net income | 1,555,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,039,000 | USD | evidence → |
| Total capital | 66,568,000 | USD | evidence → |
| Risk-weighted assets | 499,178,000 | USD | evidence → |