Call report 2015Q2
MERCHANTS NATIONAL BANK — 2015Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 657,575,000 | USD | evidence → |
| Total loans | 540,269,000 | USD | evidence → |
| Allowance for loan losses | 5,594,000 | USD | evidence → |
| Securities available for sale | 41,222,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 563,056,000 | USD | evidence → |
| Interest-bearing deposits | 476,919,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,137,000 | USD | evidence → |
| Equity capital | 61,054,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,433,000 | USD | evidence → |
| Interest expense | 1,698,000 | USD | evidence → |
| Net interest income | 11,735,000 | USD | evidence → |
| Noninterest income | 1,228,000 | USD | evidence → |
| Noninterest expense | 7,487,000 | USD | evidence → |
| Provision for loan losses | 572,000 | USD | evidence → |
| Pretax income | 4,904,000 | USD | evidence → |
| Income tax | 1,505,000 | USD | evidence → |
| Net income | 3,402,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,667,000 | USD | evidence → |
| Total capital | 67,285,000 | USD | evidence → |
| Risk-weighted assets | 512,834,000 | USD | evidence → |