Call report 2014Q4
MERCHANTS NATIONAL BANK — 2014Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 639,950,000 | USD | evidence → |
| Total loans | 533,138,000 | USD | evidence → |
| Allowance for loan losses | 5,356,000 | USD | evidence → |
| Securities available for sale | 37,952,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 547,416,000 | USD | evidence → |
| Interest-bearing deposits | 453,742,000 | USD | evidence → |
| Noninterest-bearing deposits | 93,674,000 | USD | evidence → |
| Equity capital | 59,044,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,482,000 | USD | evidence → |
| Interest expense | 3,306,000 | USD | evidence → |
| Net interest income | 23,176,000 | USD | evidence → |
| Noninterest income | 2,360,000 | USD | evidence → |
| Noninterest expense | 14,525,000 | USD | evidence → |
| Provision for loan losses | 1,135,000 | USD | evidence → |
| Pretax income | 9,876,000 | USD | evidence → |
| Income tax | 2,999,000 | USD | evidence → |
| Net income | 6,877,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 59,108,000 | USD | evidence → |
| Total capital | 64,464,000 | USD | evidence → |
| Risk-weighted assets | 502,508,000 | USD | evidence → |