Call report 2014Q3
MERCHANTS NATIONAL BANK — 2014Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 624,453,000 | USD | evidence → |
| Total loans | 523,684,000 | USD | evidence → |
| Allowance for loan losses | 5,307,000 | USD | evidence → |
| Securities available for sale | 39,411,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 535,272,000 | USD | evidence → |
| Interest-bearing deposits | 450,451,000 | USD | evidence → |
| Noninterest-bearing deposits | 84,822,000 | USD | evidence → |
| Equity capital | 59,065,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,588,000 | USD | evidence → |
| Interest expense | 2,473,000 | USD | evidence → |
| Net interest income | 17,115,000 | USD | evidence → |
| Noninterest income | 1,651,000 | USD | evidence → |
| Noninterest expense | 10,837,000 | USD | evidence → |
| Provision for loan losses | 819,000 | USD | evidence → |
| Pretax income | 7,110,000 | USD | evidence → |
| Income tax | 2,129,000 | USD | evidence → |
| Net income | 4,981,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 58,362,000 | USD | evidence → |
| Total capital | 63,741,000 | USD | evidence → |
| Risk-weighted assets | 487,945,000 | USD | evidence → |