Call report 2014Q2
MERCHANTS NATIONAL BANK — 2014Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2014Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 633,729,000 | USD | evidence → |
| Total loans | 511,230,000 | USD | evidence → |
| Allowance for loan losses | 5,222,000 | USD | evidence → |
| Securities available for sale | 44,476,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 547,639,000 | USD | evidence → |
| Interest-bearing deposits | 456,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 91,171,000 | USD | evidence → |
| Equity capital | 57,255,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,862,000 | USD | evidence → |
| Interest expense | 1,670,000 | USD | evidence → |
| Net interest income | 11,192,000 | USD | evidence → |
| Noninterest income | 1,132,000 | USD | evidence → |
| Noninterest expense | 7,304,000 | USD | evidence → |
| Provision for loan losses | 502,000 | USD | evidence → |
| Pretax income | 4,518,000 | USD | evidence → |
| Income tax | 1,340,000 | USD | evidence → |
| Net income | 3,178,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,851,000 | USD | evidence → |
| Total capital | 62,148,000 | USD | evidence → |
| Risk-weighted assets | 489,040,000 | USD | evidence → |