Call report 2014Q1
MERCHANTS NATIONAL BANK — 2014Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2014Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 653,833,000 | USD | evidence → |
| Total loans | 496,388,000 | USD | evidence → |
| Allowance for loan losses | 5,163,000 | USD | evidence → |
| Securities available for sale | 29,456,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 564,734,000 | USD | evidence → |
| Interest-bearing deposits | 534,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,590,000 | USD | evidence → |
| Equity capital | 56,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,371,000 | USD | evidence → |
| Interest expense | 830,000 | USD | evidence → |
| Net interest income | 5,541,000 | USD | evidence → |
| Noninterest income | 595,000 | USD | evidence → |
| Noninterest expense | 3,576,000 | USD | evidence → |
| Provision for loan losses | 267,000 | USD | evidence → |
| Pretax income | 2,293,000 | USD | evidence → |
| Income tax | 694,000 | USD | evidence → |
| Net income | 1,599,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,339,000 | USD | evidence → |
| Total capital | 61,575,000 | USD | evidence → |
| Risk-weighted assets | 460,002,000 | USD | evidence → |