Call report 2013Q2
MERCHANTS NATIONAL BANK — 2013Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 556,070,000 | USD | evidence → |
| Total loans | 470,893,000 | USD | evidence → |
| Allowance for loan losses | 4,887,000 | USD | evidence → |
| Securities available for sale | 35,585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 474,907,000 | USD | evidence → |
| Interest-bearing deposits | 455,298,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,608,000 | USD | evidence → |
| Equity capital | 51,576,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,595,000 | USD | evidence → |
| Interest expense | 1,665,000 | USD | evidence → |
| Net interest income | 10,930,000 | USD | evidence → |
| Noninterest income | 1,315,000 | USD | evidence → |
| Noninterest expense | 6,888,000 | USD | evidence → |
| Provision for loan losses | 730,000 | USD | evidence → |
| Pretax income | 4,627,000 | USD | evidence → |
| Income tax | 1,443,000 | USD | evidence → |
| Net income | 3,184,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,346,000 | USD | evidence → |
| Total capital | 57,238,000 | USD | evidence → |
| Risk-weighted assets | 433,783,000 | USD | evidence → |