Call report 2013Q1
MERCHANTS NATIONAL BANK — 2013Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 571,916,000 | USD | evidence → |
| Total loans | 452,378,000 | USD | evidence → |
| Allowance for loan losses | 4,804,000 | USD | evidence → |
| Securities available for sale | 40,188,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 486,742,000 | USD | evidence → |
| Interest-bearing deposits | 466,661,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,081,000 | USD | evidence → |
| Equity capital | 52,133,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,286,000 | USD | evidence → |
| Interest expense | 845,000 | USD | evidence → |
| Net interest income | 5,441,000 | USD | evidence → |
| Noninterest income | 637,000 | USD | evidence → |
| Noninterest expense | 3,540,000 | USD | evidence → |
| Provision for loan losses | 365,000 | USD | evidence → |
| Pretax income | 2,173,000 | USD | evidence → |
| Income tax | 671,000 | USD | evidence → |
| Net income | 1,502,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 52,269,000 | USD | evidence → |
| Total capital | 57,094,000 | USD | evidence → |
| Risk-weighted assets | 418,616,000 | USD | evidence → |