Call report 2013Q3
MERCHANTS NATIONAL BANK — 2013Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2013Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 587,461,000 | USD | evidence → |
| Total loans | 487,393,000 | USD | evidence → |
| Allowance for loan losses | 5,076,000 | USD | evidence → |
| Securities available for sale | 32,644,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 502,524,000 | USD | evidence → |
| Interest-bearing deposits | 480,392,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,132,000 | USD | evidence → |
| Equity capital | 53,458,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,097,000 | USD | evidence → |
| Interest expense | 2,473,000 | USD | evidence → |
| Net interest income | 16,624,000 | USD | evidence → |
| Noninterest income | 1,874,000 | USD | evidence → |
| Noninterest expense | 10,247,000 | USD | evidence → |
| Provision for loan losses | 984,000 | USD | evidence → |
| Pretax income | 7,267,000 | USD | evidence → |
| Income tax | 2,274,000 | USD | evidence → |
| Net income | 4,993,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 54,182,000 | USD | evidence → |
| Total capital | 59,294,000 | USD | evidence → |
| Risk-weighted assets | 452,385,000 | USD | evidence → |