Call report 2012Q2
MERCHANTS NATIONAL BANK — 2012Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 577,352,000 | USD | evidence → |
| Total loans | 448,675,000 | USD | evidence → |
| Allowance for loan losses | 4,485,000 | USD | evidence → |
| Securities available for sale | 46,529,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,307,000 | USD | evidence → |
| Interest-bearing deposits | 421,891,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,417,000 | USD | evidence → |
| Equity capital | 51,207,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,532,000 | USD | evidence → |
| Interest expense | 2,331,000 | USD | evidence → |
| Net interest income | 11,201,000 | USD | evidence → |
| Noninterest income | 1,342,000 | USD | evidence → |
| Noninterest expense | 6,629,000 | USD | evidence → |
| Provision for loan losses | 820,000 | USD | evidence → |
| Pretax income | 5,094,000 | USD | evidence → |
| Income tax | 1,556,000 | USD | evidence → |
| Net income | 3,538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,043,000 | USD | evidence → |
| Total capital | 55,536,000 | USD | evidence → |
| Risk-weighted assets | 425,649,000 | USD | evidence → |