Call report 2012Q3
MERCHANTS NATIONAL BANK — 2012Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 568,253,000 | USD | evidence → |
| Total loans | 457,507,000 | USD | evidence → |
| Allowance for loan losses | 4,681,000 | USD | evidence → |
| Securities available for sale | 43,748,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 481,494,000 | USD | evidence → |
| Interest-bearing deposits | 415,108,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,386,000 | USD | evidence → |
| Equity capital | 50,552,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,286,000 | USD | evidence → |
| Interest expense | 3,340,000 | USD | evidence → |
| Net interest income | 16,946,000 | USD | evidence → |
| Noninterest income | 2,049,000 | USD | evidence → |
| Noninterest expense | 9,866,000 | USD | evidence → |
| Provision for loan losses | 1,285,000 | USD | evidence → |
| Pretax income | 7,844,000 | USD | evidence → |
| Income tax | 2,409,000 | USD | evidence → |
| Net income | 5,435,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,195,000 | USD | evidence → |
| Total capital | 54,877,000 | USD | evidence → |
| Risk-weighted assets | 423,903,000 | USD | evidence → |