Call report 2012Q1
MERCHANTS NATIONAL BANK — 2012Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 594,523,000 | USD | evidence → |
| Total loans | 433,213,000 | USD | evidence → |
| Allowance for loan losses | 4,413,000 | USD | evidence → |
| Securities available for sale | 55,733,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 504,637,000 | USD | evidence → |
| Interest-bearing deposits | 436,699,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,937,000 | USD | evidence → |
| Equity capital | 50,420,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,826,000 | USD | evidence → |
| Interest expense | 1,211,000 | USD | evidence → |
| Net interest income | 5,615,000 | USD | evidence → |
| Noninterest income | 606,000 | USD | evidence → |
| Noninterest expense | 3,430,000 | USD | evidence → |
| Provision for loan losses | 390,000 | USD | evidence → |
| Pretax income | 2,401,000 | USD | evidence → |
| Income tax | 720,000 | USD | evidence → |
| Net income | 1,681,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,235,000 | USD | evidence → |
| Total capital | 54,653,000 | USD | evidence → |
| Risk-weighted assets | 407,322,000 | USD | evidence → |