Call report 2011Q4
MERCHANTS NATIONAL BANK — 2011Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 570,492,000 | USD | evidence → |
| Total loans | 447,794,000 | USD | evidence → |
| Allowance for loan losses | 4,366,000 | USD | evidence → |
| Securities available for sale | 58,504,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 475,181,000 | USD | evidence → |
| Interest-bearing deposits | 411,075,000 | USD | evidence → |
| Noninterest-bearing deposits | 64,106,000 | USD | evidence → |
| Equity capital | 48,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,171,000 | USD | evidence → |
| Interest expense | 6,288,000 | USD | evidence → |
| Net interest income | 21,883,000 | USD | evidence → |
| Noninterest income | 2,366,000 | USD | evidence → |
| Noninterest expense | 13,557,000 | USD | evidence → |
| Provision for loan losses | 1,700,000 | USD | evidence → |
| Pretax income | 8,992,000 | USD | evidence → |
| Income tax | 2,624,000 | USD | evidence → |
| Net income | 6,368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,513,000 | USD | evidence → |
| Total capital | 52,884,000 | USD | evidence → |
| Risk-weighted assets | 420,017,000 | USD | evidence → |