Call report 2009Q4
MERCHANTS NATIONAL BANK — 2009Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,510,000 | USD | evidence → |
| Total loans | 435,917,000 | USD | evidence → |
| Allowance for loan losses | 3,581,000 | USD | evidence → |
| Securities available for sale | 62,807,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 451,738,000 | USD | evidence → |
| Interest-bearing deposits | 400,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,402,000 | USD | evidence → |
| Equity capital | 40,399,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,958,000 | USD | evidence → |
| Interest expense | 9,333,000 | USD | evidence → |
| Net interest income | 17,625,000 | USD | evidence → |
| Noninterest income | 2,251,000 | USD | evidence → |
| Noninterest expense | 12,586,000 | USD | evidence → |
| Provision for loan losses | 1,136,000 | USD | evidence → |
| Pretax income | 6,154,000 | USD | evidence → |
| Income tax | 1,593,000 | USD | evidence → |
| Net income | 4,561,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,798,000 | USD | evidence → |
| Total capital | 43,381,000 | USD | evidence → |
| Risk-weighted assets | 419,112,000 | USD | evidence → |