Call report 2009Q3
MERCHANTS NATIONAL BANK — 2009Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 538,388,000 | USD | evidence → |
| Total loans | 429,681,000 | USD | evidence → |
| Allowance for loan losses | 4,397,000 | USD | evidence → |
| Securities available for sale | 62,630,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 444,902,000 | USD | evidence → |
| Interest-bearing deposits | 397,692,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,211,000 | USD | evidence → |
| Equity capital | 40,013,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,593,000 | USD | evidence → |
| Interest expense | 7,019,000 | USD | evidence → |
| Net interest income | 12,574,000 | USD | evidence → |
| Noninterest income | 1,689,000 | USD | evidence → |
| Noninterest expense | 8,951,000 | USD | evidence → |
| Provision for loan losses | 598,000 | USD | evidence → |
| Pretax income | 4,714,000 | USD | evidence → |
| Income tax | 1,426,000 | USD | evidence → |
| Net income | 3,288,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,683,000 | USD | evidence → |
| Total capital | 44,089,000 | USD | evidence → |
| Risk-weighted assets | 406,599,000 | USD | evidence → |