Call report 2010Q1
MERCHANTS NATIONAL BANK — 2010Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,885,000 | USD | evidence → |
| Total loans | 432,767,000 | USD | evidence → |
| Allowance for loan losses | 3,658,000 | USD | evidence → |
| Securities available for sale | 59,862,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 463,438,000 | USD | evidence → |
| Interest-bearing deposits | 412,306,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,132,000 | USD | evidence → |
| Equity capital | 42,352,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,305,000 | USD | evidence → |
| Interest expense | 2,110,000 | USD | evidence → |
| Net interest income | 5,195,000 | USD | evidence → |
| Noninterest income | 874,000 | USD | evidence → |
| Noninterest expense | 3,354,000 | USD | evidence → |
| Provision for loan losses | 424,000 | USD | evidence → |
| Pretax income | 2,291,000 | USD | evidence → |
| Income tax | 621,000 | USD | evidence → |
| Net income | 1,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,317,000 | USD | evidence → |
| Total capital | 44,979,000 | USD | evidence → |
| Risk-weighted assets | 406,774,000 | USD | evidence → |