Call report 2008Q4
MERCHANTS NATIONAL BANK — 2008Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 418,271,000 | USD | evidence → |
| Total loans | 346,260,000 | USD | evidence → |
| Allowance for loan losses | 3,250,000 | USD | evidence → |
| Securities available for sale | 44,245,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 330,400,000 | USD | evidence → |
| Interest-bearing deposits | 292,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,043,000 | USD | evidence → |
| Equity capital | 34,156,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,892,000 | USD | evidence → |
| Interest expense | 10,241,000 | USD | evidence → |
| Net interest income | 15,651,000 | USD | evidence → |
| Noninterest income | 2,037,000 | USD | evidence → |
| Noninterest expense | 9,758,000 | USD | evidence → |
| Provision for loan losses | 605,000 | USD | evidence → |
| Pretax income | 6,863,000 | USD | evidence → |
| Income tax | 1,866,000 | USD | evidence → |
| Net income | 4,997,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,329,000 | USD | evidence → |
| Total capital | 39,579,000 | USD | evidence → |
| Risk-weighted assets | 322,399,000 | USD | evidence → |