Call report 2008Q3
MERCHANTS NATIONAL BANK — 2008Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 411,187,000 | USD | evidence → |
| Total loans | 336,614,000 | USD | evidence → |
| Allowance for loan losses | 3,270,000 | USD | evidence → |
| Securities available for sale | 43,518,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 325,351,000 | USD | evidence → |
| Interest-bearing deposits | 289,635,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,716,000 | USD | evidence → |
| Equity capital | 34,905,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,836,000 | USD | evidence → |
| Interest expense | 7,792,000 | USD | evidence → |
| Net interest income | 12,044,000 | USD | evidence → |
| Noninterest income | 1,552,000 | USD | evidence → |
| Noninterest expense | 7,436,000 | USD | evidence → |
| Provision for loan losses | 485,000 | USD | evidence → |
| Pretax income | 5,183,000 | USD | evidence → |
| Income tax | 1,745,000 | USD | evidence → |
| Net income | 3,438,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,315,000 | USD | evidence → |
| Total capital | 39,585,000 | USD | evidence → |
| Risk-weighted assets | 317,139,000 | USD | evidence → |