Call report 2009Q1
MERCHANTS NATIONAL BANK — 2009Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 429,245,000 | USD | evidence → |
| Total loans | 345,962,000 | USD | evidence → |
| Allowance for loan losses | 3,337,000 | USD | evidence → |
| Securities available for sale | 45,104,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 338,851,000 | USD | evidence → |
| Interest-bearing deposits | 301,003,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,848,000 | USD | evidence → |
| Equity capital | 35,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,365,000 | USD | evidence → |
| Interest expense | 2,378,000 | USD | evidence → |
| Net interest income | 3,987,000 | USD | evidence → |
| Noninterest income | 549,000 | USD | evidence → |
| Noninterest expense | 2,689,000 | USD | evidence → |
| Provision for loan losses | 168,000 | USD | evidence → |
| Pretax income | 1,679,000 | USD | evidence → |
| Income tax | 505,000 | USD | evidence → |
| Net income | 1,174,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,499,000 | USD | evidence → |
| Total capital | 40,836,000 | USD | evidence → |
| Risk-weighted assets | 326,349,000 | USD | evidence → |