Call report 2008Q2
MERCHANTS NATIONAL BANK — 2008Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 405,402,000 | USD | evidence → |
| Total loans | 333,296,000 | USD | evidence → |
| Allowance for loan losses | 3,259,000 | USD | evidence → |
| Securities available for sale | 46,644,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 318,785,000 | USD | evidence → |
| Interest-bearing deposits | 281,337,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,447,000 | USD | evidence → |
| Equity capital | 34,775,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,252,000 | USD | evidence → |
| Interest expense | 5,285,000 | USD | evidence → |
| Net interest income | 7,967,000 | USD | evidence → |
| Noninterest income | 1,051,000 | USD | evidence → |
| Noninterest expense | 4,904,000 | USD | evidence → |
| Provision for loan losses | 385,000 | USD | evidence → |
| Pretax income | 3,729,000 | USD | evidence → |
| Income tax | 1,166,000 | USD | evidence → |
| Net income | 2,563,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,294,000 | USD | evidence → |
| Total capital | 38,553,000 | USD | evidence → |
| Risk-weighted assets | 299,949,000 | USD | evidence → |