Call report 2008Q1
MERCHANTS NATIONAL BANK — 2008Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,979,000 | USD | evidence → |
| Total loans | 325,888,000 | USD | evidence → |
| Allowance for loan losses | 3,082,000 | USD | evidence → |
| Securities available for sale | 50,396,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 319,751,000 | USD | evidence → |
| Interest-bearing deposits | 283,035,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,716,000 | USD | evidence → |
| Equity capital | 35,235,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,675,000 | USD | evidence → |
| Interest expense | 2,756,000 | USD | evidence → |
| Net interest income | 3,919,000 | USD | evidence → |
| Noninterest income | 513,000 | USD | evidence → |
| Noninterest expense | 2,436,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 1,846,000 | USD | evidence → |
| Income tax | 587,000 | USD | evidence → |
| Net income | 1,259,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,138,000 | USD | evidence → |
| Total capital | 38,220,000 | USD | evidence → |
| Risk-weighted assets | 303,526,000 | USD | evidence → |