Call report 2007Q4
MERCHANTS NATIONAL BANK — 2007Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,017,000 | USD | evidence → |
| Total loans | 321,792,000 | USD | evidence → |
| Allowance for loan losses | 3,003,000 | USD | evidence → |
| Securities available for sale | 49,111,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 309,467,000 | USD | evidence → |
| Interest-bearing deposits | 273,144,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,323,000 | USD | evidence → |
| Equity capital | 33,727,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,111,000 | USD | evidence → |
| Interest expense | 11,581,000 | USD | evidence → |
| Net interest income | 14,530,000 | USD | evidence → |
| Noninterest income | 1,961,000 | USD | evidence → |
| Noninterest expense | 9,433,000 | USD | evidence → |
| Provision for loan losses | 631,000 | USD | evidence → |
| Pretax income | 6,427,000 | USD | evidence → |
| Income tax | 1,813,000 | USD | evidence → |
| Net income | 4,614,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,881,000 | USD | evidence → |
| Total capital | 36,884,000 | USD | evidence → |
| Risk-weighted assets | 295,908,000 | USD | evidence → |