Call report 2007Q3
MERCHANTS NATIONAL BANK — 2007Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 391,277,000 | USD | evidence → |
| Total loans | 320,228,000 | USD | evidence → |
| Allowance for loan losses | 2,957,000 | USD | evidence → |
| Securities available for sale | 49,478,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,858,000 | USD | evidence → |
| Interest-bearing deposits | 277,260,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,597,000 | USD | evidence → |
| Equity capital | 34,132,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,459,000 | USD | evidence → |
| Interest expense | 8,618,000 | USD | evidence → |
| Net interest income | 10,841,000 | USD | evidence → |
| Noninterest income | 1,474,000 | USD | evidence → |
| Noninterest expense | 7,124,000 | USD | evidence → |
| Provision for loan losses | 470,000 | USD | evidence → |
| Pretax income | 4,721,000 | USD | evidence → |
| Income tax | 1,416,000 | USD | evidence → |
| Net income | 3,305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,078,000 | USD | evidence → |
| Total capital | 37,035,000 | USD | evidence → |
| Risk-weighted assets | 293,849,000 | USD | evidence → |