Call report 2007Q2
MERCHANTS NATIONAL BANK — 2007Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,946,000 | USD | evidence → |
| Total loans | 311,550,000 | USD | evidence → |
| Allowance for loan losses | 2,890,000 | USD | evidence → |
| Securities available for sale | 42,554,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 301,466,000 | USD | evidence → |
| Interest-bearing deposits | 266,967,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,499,000 | USD | evidence → |
| Equity capital | 33,807,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,844,000 | USD | evidence → |
| Interest expense | 5,679,000 | USD | evidence → |
| Net interest income | 7,165,000 | USD | evidence → |
| Noninterest income | 993,000 | USD | evidence → |
| Noninterest expense | 4,755,000 | USD | evidence → |
| Provision for loan losses | 277,000 | USD | evidence → |
| Pretax income | 3,126,000 | USD | evidence → |
| Income tax | 938,000 | USD | evidence → |
| Net income | 2,188,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,962,000 | USD | evidence → |
| Total capital | 36,852,000 | USD | evidence → |
| Risk-weighted assets | 287,874,000 | USD | evidence → |