Call report 2007Q1
MERCHANTS NATIONAL BANK — 2007Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 389,159,000 | USD | evidence → |
| Total loans | 304,167,000 | USD | evidence → |
| Allowance for loan losses | 2,800,000 | USD | evidence → |
| Securities available for sale | 41,877,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,566,000 | USD | evidence → |
| Interest-bearing deposits | 274,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,686,000 | USD | evidence → |
| Equity capital | 35,567,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,321,000 | USD | evidence → |
| Interest expense | 2,801,000 | USD | evidence → |
| Net interest income | 3,520,000 | USD | evidence → |
| Noninterest income | 512,000 | USD | evidence → |
| Noninterest expense | 2,436,000 | USD | evidence → |
| Provision for loan losses | 85,000 | USD | evidence → |
| Pretax income | 1,511,000 | USD | evidence → |
| Income tax | 453,000 | USD | evidence → |
| Net income | 1,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,333,000 | USD | evidence → |
| Total capital | 38,133,000 | USD | evidence → |
| Risk-weighted assets | 282,812,000 | USD | evidence → |