Call report 2006Q4
MERCHANTS NATIONAL BANK — 2006Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 380,340,000 | USD | evidence → |
| Total loans | 299,538,000 | USD | evidence → |
| Allowance for loan losses | 2,709,000 | USD | evidence → |
| Securities available for sale | 41,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 303,342,000 | USD | evidence → |
| Interest-bearing deposits | 267,007,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,334,000 | USD | evidence → |
| Equity capital | 34,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,807,000 | USD | evidence → |
| Interest expense | 9,667,000 | USD | evidence → |
| Net interest income | 14,140,000 | USD | evidence → |
| Noninterest income | 1,865,000 | USD | evidence → |
| Noninterest expense | 8,685,000 | USD | evidence → |
| Provision for loan losses | 605,000 | USD | evidence → |
| Pretax income | 6,715,000 | USD | evidence → |
| Income tax | 1,980,000 | USD | evidence → |
| Net income | 4,735,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,345,000 | USD | evidence → |
| Total capital | 37,054,000 | USD | evidence → |
| Risk-weighted assets | 277,779,000 | USD | evidence → |