Call report 2006Q3
MERCHANTS NATIONAL BANK — 2006Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2006Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 366,914,000 | USD | evidence → |
| Total loans | 297,450,000 | USD | evidence → |
| Allowance for loan losses | 2,774,000 | USD | evidence → |
| Securities available for sale | 40,035,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 294,224,000 | USD | evidence → |
| Interest-bearing deposits | 262,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,812,000 | USD | evidence → |
| Equity capital | 34,414,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,661,000 | USD | evidence → |
| Interest expense | 6,991,000 | USD | evidence → |
| Net interest income | 10,670,000 | USD | evidence → |
| Noninterest income | 1,419,000 | USD | evidence → |
| Noninterest expense | 6,565,000 | USD | evidence → |
| Provision for loan losses | 425,000 | USD | evidence → |
| Pretax income | 5,099,000 | USD | evidence → |
| Income tax | 1,530,000 | USD | evidence → |
| Net income | 3,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,139,000 | USD | evidence → |
| Total capital | 36,913,000 | USD | evidence → |
| Risk-weighted assets | 275,136,000 | USD | evidence → |