Call report 2006Q2
MERCHANTS NATIONAL BANK — 2006Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2006Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 364,633,000 | USD | evidence → |
| Total loans | 293,367,000 | USD | evidence → |
| Allowance for loan losses | 2,712,000 | USD | evidence → |
| Securities available for sale | 40,553,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 292,104,000 | USD | evidence → |
| Interest-bearing deposits | 258,443,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,661,000 | USD | evidence → |
| Equity capital | 33,928,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,583,000 | USD | evidence → |
| Interest expense | 4,488,000 | USD | evidence → |
| Net interest income | 7,095,000 | USD | evidence → |
| Noninterest income | 930,000 | USD | evidence → |
| Noninterest expense | 4,328,000 | USD | evidence → |
| Provision for loan losses | 325,000 | USD | evidence → |
| Pretax income | 3,372,000 | USD | evidence → |
| Income tax | 1,013,000 | USD | evidence → |
| Net income | 2,359,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,921,000 | USD | evidence → |
| Total capital | 36,633,000 | USD | evidence → |
| Risk-weighted assets | 270,227,000 | USD | evidence → |