Call report 2006Q1
MERCHANTS NATIONAL BANK — 2006Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2006Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 367,938,000 | USD | evidence → |
| Total loans | 292,359,000 | USD | evidence → |
| Allowance for loan losses | 2,581,000 | USD | evidence → |
| Securities available for sale | 36,671,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 290,916,000 | USD | evidence → |
| Interest-bearing deposits | 258,037,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,879,000 | USD | evidence → |
| Equity capital | 33,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,629,000 | USD | evidence → |
| Interest expense | 2,160,000 | USD | evidence → |
| Net interest income | 3,469,000 | USD | evidence → |
| Noninterest income | 467,000 | USD | evidence → |
| Noninterest expense | 2,181,000 | USD | evidence → |
| Provision for loan losses | 165,000 | USD | evidence → |
| Pretax income | 1,590,000 | USD | evidence → |
| Income tax | 478,000 | USD | evidence → |
| Net income | 1,112,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 33,677,000 | USD | evidence → |
| Total capital | 36,263,000 | USD | evidence → |
| Risk-weighted assets | 268,126,000 | USD | evidence → |