Call report 2005Q4
MERCHANTS NATIONAL BANK — 2005Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,839,000 | USD | evidence → |
| Total loans | 291,460,000 | USD | evidence → |
| Allowance for loan losses | 2,644,000 | USD | evidence → |
| Securities available for sale | 38,070,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 285,781,000 | USD | evidence → |
| Interest-bearing deposits | 248,274,000 | USD | evidence → |
| Noninterest-bearing deposits | 37,508,000 | USD | evidence → |
| Equity capital | 32,863,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,618,000 | USD | evidence → |
| Interest expense | 7,804,000 | USD | evidence → |
| Net interest income | 13,814,000 | USD | evidence → |
| Noninterest income | 1,905,000 | USD | evidence → |
| Noninterest expense | 8,185,000 | USD | evidence → |
| Provision for loan losses | 720,000 | USD | evidence → |
| Pretax income | 6,814,000 | USD | evidence → |
| Income tax | 2,025,000 | USD | evidence → |
| Net income | 4,789,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,540,000 | USD | evidence → |
| Total capital | 35,184,000 | USD | evidence → |
| Risk-weighted assets | 265,575,000 | USD | evidence → |