Call report 2005Q3
MERCHANTS NATIONAL BANK — 2005Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 363,793,000 | USD | evidence → |
| Total loans | 294,988,000 | USD | evidence → |
| Allowance for loan losses | 2,649,000 | USD | evidence → |
| Securities available for sale | 37,197,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,976,000 | USD | evidence → |
| Interest-bearing deposits | 253,573,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,402,000 | USD | evidence → |
| Equity capital | 32,939,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,101,000 | USD | evidence → |
| Interest expense | 5,687,000 | USD | evidence → |
| Net interest income | 10,414,000 | USD | evidence → |
| Noninterest income | 1,439,000 | USD | evidence → |
| Noninterest expense | 6,169,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 5,144,000 | USD | evidence → |
| Income tax | 1,553,000 | USD | evidence → |
| Net income | 3,591,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,363,000 | USD | evidence → |
| Total capital | 35,012,000 | USD | evidence → |
| Risk-weighted assets | 272,683,000 | USD | evidence → |