Call report 2005Q2
MERCHANTS NATIONAL BANK — 2005Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 359,886,000 | USD | evidence → |
| Total loans | 293,675,000 | USD | evidence → |
| Allowance for loan losses | 2,624,000 | USD | evidence → |
| Securities available for sale | 39,034,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,624,000 | USD | evidence → |
| Interest-bearing deposits | 251,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,925,000 | USD | evidence → |
| Equity capital | 31,569,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,556,000 | USD | evidence → |
| Interest expense | 3,704,000 | USD | evidence → |
| Net interest income | 6,852,000 | USD | evidence → |
| Noninterest income | 965,000 | USD | evidence → |
| Noninterest expense | 4,130,000 | USD | evidence → |
| Provision for loan losses | 360,000 | USD | evidence → |
| Pretax income | 3,327,000 | USD | evidence → |
| Income tax | 1,005,000 | USD | evidence → |
| Net income | 2,322,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,099,000 | USD | evidence → |
| Total capital | 33,723,000 | USD | evidence → |
| Risk-weighted assets | 265,461,000 | USD | evidence → |