Call report 2005Q1
MERCHANTS NATIONAL BANK — 2005Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,279,000 | USD | evidence → |
| Total loans | 293,536,000 | USD | evidence → |
| Allowance for loan losses | 2,558,000 | USD | evidence → |
| Securities available for sale | 35,418,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,953,000 | USD | evidence → |
| Interest-bearing deposits | 252,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,440,000 | USD | evidence → |
| Equity capital | 31,143,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,146,000 | USD | evidence → |
| Interest expense | 1,811,000 | USD | evidence → |
| Net interest income | 3,335,000 | USD | evidence → |
| Noninterest income | 508,000 | USD | evidence → |
| Noninterest expense | 2,097,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,566,000 | USD | evidence → |
| Income tax | 471,000 | USD | evidence → |
| Net income | 1,095,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,844,000 | USD | evidence → |
| Total capital | 33,402,000 | USD | evidence → |
| Risk-weighted assets | 266,289,000 | USD | evidence → |