Call report 2004Q4
MERCHANTS NATIONAL BANK — 2004Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 363,380,000 | USD | evidence → |
| Total loans | 293,528,000 | USD | evidence → |
| Allowance for loan losses | 2,519,000 | USD | evidence → |
| Securities available for sale | 31,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 284,116,000 | USD | evidence → |
| Interest-bearing deposits | 249,283,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,834,000 | USD | evidence → |
| Equity capital | 30,217,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,235,000 | USD | evidence → |
| Interest expense | 6,972,000 | USD | evidence → |
| Net interest income | 13,263,000 | USD | evidence → |
| Noninterest income | 1,768,000 | USD | evidence → |
| Noninterest expense | 7,890,000 | USD | evidence → |
| Provision for loan losses | 676,000 | USD | evidence → |
| Pretax income | 6,465,000 | USD | evidence → |
| Income tax | 1,918,000 | USD | evidence → |
| Net income | 4,547,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,749,000 | USD | evidence → |
| Total capital | 32,268,000 | USD | evidence → |
| Risk-weighted assets | 265,829,000 | USD | evidence → |