Call report 2004Q3
MERCHANTS NATIONAL BANK — 2004Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 361,730,000 | USD | evidence → |
| Total loans | 298,267,000 | USD | evidence → |
| Allowance for loan losses | 2,517,000 | USD | evidence → |
| Securities available for sale | 34,517,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,114,000 | USD | evidence → |
| Interest-bearing deposits | 253,268,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,846,000 | USD | evidence → |
| Equity capital | 29,235,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,185,000 | USD | evidence → |
| Interest expense | 5,116,000 | USD | evidence → |
| Net interest income | 10,069,000 | USD | evidence → |
| Noninterest income | 1,335,000 | USD | evidence → |
| Noninterest expense | 5,964,000 | USD | evidence → |
| Provision for loan losses | 494,000 | USD | evidence → |
| Pretax income | 4,946,000 | USD | evidence → |
| Income tax | 1,531,000 | USD | evidence → |
| Net income | 3,415,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 28,618,000 | USD | evidence → |
| Total capital | 31,137,000 | USD | evidence → |
| Risk-weighted assets | 269,670,000 | USD | evidence → |