Call report 2004Q2
MERCHANTS NATIONAL BANK — 2004Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 352,070,000 | USD | evidence → |
| Total loans | 293,115,000 | USD | evidence → |
| Allowance for loan losses | 2,492,000 | USD | evidence → |
| Securities available for sale | 32,465,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,372,000 | USD | evidence → |
| Interest-bearing deposits | 243,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,412,000 | USD | evidence → |
| Equity capital | 27,682,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,050,000 | USD | evidence → |
| Interest expense | 3,344,000 | USD | evidence → |
| Net interest income | 6,706,000 | USD | evidence → |
| Noninterest income | 882,000 | USD | evidence → |
| Noninterest expense | 3,995,000 | USD | evidence → |
| Provision for loan losses | 334,000 | USD | evidence → |
| Pretax income | 3,259,000 | USD | evidence → |
| Income tax | 1,033,000 | USD | evidence → |
| Net income | 2,226,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,408,000 | USD | evidence → |
| Total capital | 29,900,000 | USD | evidence → |
| Risk-weighted assets | 268,379,000 | USD | evidence → |