Call report 2004Q1
MERCHANTS NATIONAL BANK — 2004Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 355,225,000 | USD | evidence → |
| Total loans | 287,633,000 | USD | evidence → |
| Allowance for loan losses | 2,500,000 | USD | evidence → |
| Securities available for sale | 32,501,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,822,000 | USD | evidence → |
| Interest-bearing deposits | 246,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,181,000 | USD | evidence → |
| Equity capital | 28,002,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,034,000 | USD | evidence → |
| Interest expense | 1,683,000 | USD | evidence → |
| Net interest income | 3,351,000 | USD | evidence → |
| Noninterest income | 427,000 | USD | evidence → |
| Noninterest expense | 1,993,000 | USD | evidence → |
| Provision for loan losses | 153,000 | USD | evidence → |
| Pretax income | 1,632,000 | USD | evidence → |
| Income tax | 518,000 | USD | evidence → |
| Net income | 1,114,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,223,000 | USD | evidence → |
| Total capital | 29,733,000 | USD | evidence → |
| Risk-weighted assets | 260,613,000 | USD | evidence → |