Call report 2003Q2
MERCHANTS NATIONAL BANK — 2003Q2
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 335,739,000 | USD | evidence → |
| Total loans | 272,894,000 | USD | evidence → |
| Allowance for loan losses | 2,294,000 | USD | evidence → |
| Securities available for sale | 31,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,397,000 | USD | evidence → |
| Interest-bearing deposits | 232,490,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,907,000 | USD | evidence → |
| Equity capital | 20,700,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,284,000 | USD | evidence → |
| Interest expense | 3,569,000 | USD | evidence → |
| Net interest income | 6,715,000 | USD | evidence → |
| Noninterest income | 741,000 | USD | evidence → |
| Noninterest expense | 3,880,000 | USD | evidence → |
| Provision for loan losses | 666,000 | USD | evidence → |
| Pretax income | 2,910,000 | USD | evidence → |
| Income tax | 926,000 | USD | evidence → |
| Net income | 1,984,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,731,000 | USD | evidence → |
| Total capital | 30,034,000 | USD | evidence → |
| Risk-weighted assets | 254,152,000 | USD | evidence → |