Call report 2003Q3
MERCHANTS NATIONAL BANK — 2003Q3
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 350,056,000 | USD | evidence → |
| Total loans | 284,142,000 | USD | evidence → |
| Allowance for loan losses | 2,374,000 | USD | evidence → |
| Securities available for sale | 30,169,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 270,372,000 | USD | evidence → |
| Interest-bearing deposits | 240,506,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,865,000 | USD | evidence → |
| Equity capital | 20,673,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,457,000 | USD | evidence → |
| Interest expense | 5,337,000 | USD | evidence → |
| Net interest income | 10,120,000 | USD | evidence → |
| Noninterest income | 1,126,000 | USD | evidence → |
| Noninterest expense | 5,545,000 | USD | evidence → |
| Provision for loan losses | 2,452,000 | USD | evidence → |
| Pretax income | 3,249,000 | USD | evidence → |
| Income tax | 901,000 | USD | evidence → |
| Net income | 2,348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,095,000 | USD | evidence → |
| Total capital | 30,473,000 | USD | evidence → |
| Risk-weighted assets | 262,983,000 | USD | evidence → |