Call report 2003Q1
MERCHANTS NATIONAL BANK — 2003Q1
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 328,771,000 | USD | evidence → |
| Total loans | 255,791,000 | USD | evidence → |
| Allowance for loan losses | 2,315,000 | USD | evidence → |
| Securities available for sale | 33,228,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,712,000 | USD | evidence → |
| Interest-bearing deposits | 238,684,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,028,000 | USD | evidence → |
| Equity capital | 20,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,020,000 | USD | evidence → |
| Interest expense | 1,758,000 | USD | evidence → |
| Net interest income | 3,262,000 | USD | evidence → |
| Noninterest income | 371,000 | USD | evidence → |
| Noninterest expense | 1,957,000 | USD | evidence → |
| Provision for loan losses | 404,000 | USD | evidence → |
| Pretax income | 1,272,000 | USD | evidence → |
| Income tax | 396,000 | USD | evidence → |
| Net income | 876,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,582,000 | USD | evidence → |
| Total capital | 29,908,000 | USD | evidence → |
| Risk-weighted assets | 240,999,000 | USD | evidence → |