Call report 2002Q4
MERCHANTS NATIONAL BANK — 2002Q4
The 22 measures MERCHANTS NATIONAL BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 313,151,000 | USD | evidence → |
| Total loans | 246,111,000 | USD | evidence → |
| Allowance for loan losses | 2,105,000 | USD | evidence → |
| Securities available for sale | 36,016,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 261,092,000 | USD | evidence → |
| Interest-bearing deposits | 230,890,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,202,000 | USD | evidence → |
| Equity capital | 19,449,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,600,000 | USD | evidence → |
| Interest expense | 7,893,000 | USD | evidence → |
| Net interest income | 12,707,000 | USD | evidence → |
| Noninterest income | 1,509,000 | USD | evidence → |
| Noninterest expense | 7,088,000 | USD | evidence → |
| Provision for loan losses | 436,000 | USD | evidence → |
| Pretax income | 6,692,000 | USD | evidence → |
| Income tax | 2,084,000 | USD | evidence → |
| Net income | 4,608,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,706,000 | USD | evidence → |
| Total capital | 28,815,000 | USD | evidence → |
| Risk-weighted assets | 232,393,000 | USD | evidence → |