Call report 2025Q2
MERCHANTS & CITIZENS BANK, THE — 2025Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 147,286,000 | USD | evidence → |
| Total loans | 50,569,000 | USD | evidence → |
| Allowance for loan losses | 970,000 | USD | evidence → |
| Securities available for sale | 80,102,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 132,354,000 | USD | evidence → |
| Interest-bearing deposits | 87,894,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,460,000 | USD | evidence → |
| Equity capital | 12,544,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,025,000 | USD | evidence → |
| Interest expense | 920,000 | USD | evidence → |
| Net interest income | 2,105,000 | USD | evidence → |
| Noninterest income | 153,000 | USD | evidence → |
| Noninterest expense | 1,823,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 400,000 | USD | evidence → |
| Income tax | -43,000 | USD | evidence → |
| Net income | 443,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,758,000 | USD | evidence → |
| Total capital | 19,728,000 | USD | evidence → |
| Risk-weighted assets | 81,975,000 | USD | evidence → |