Call report 2025Q1
MERCHANTS & CITIZENS BANK, THE — 2025Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,495,000 | USD | evidence → |
| Total loans | 45,796,000 | USD | evidence → |
| Allowance for loan losses | 936,000 | USD | evidence → |
| Securities available for sale | 75,692,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 127,183,000 | USD | evidence → |
| Interest-bearing deposits | 85,169,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,014,000 | USD | evidence → |
| Equity capital | 12,118,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,461,000 | USD | evidence → |
| Interest expense | 463,000 | USD | evidence → |
| Net interest income | 998,000 | USD | evidence → |
| Noninterest income | 81,000 | USD | evidence → |
| Noninterest expense | 967,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 112,000 | USD | evidence → |
| Income tax | -18,000 | USD | evidence → |
| Net income | 130,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,560,000 | USD | evidence → |
| Total capital | 19,497,000 | USD | evidence → |
| Risk-weighted assets | 79,012,000 | USD | evidence → |