Call report 2025Q3
MERCHANTS & CITIZENS BANK, THE — 2025Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,926,000 | USD | evidence → |
| Total loans | 50,854,000 | USD | evidence → |
| Allowance for loan losses | 1,007,000 | USD | evidence → |
| Securities available for sale | 74,256,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 125,192,000 | USD | evidence → |
| Interest-bearing deposits | 84,861,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,331,000 | USD | evidence → |
| Equity capital | 14,221,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,569,000 | USD | evidence → |
| Interest expense | 1,361,000 | USD | evidence → |
| Net interest income | 3,208,000 | USD | evidence → |
| Noninterest income | 234,000 | USD | evidence → |
| Noninterest expense | 2,726,000 | USD | evidence → |
| Provision for loan losses | 71,000 | USD | evidence → |
| Pretax income | 645,000 | USD | evidence → |
| Income tax | -70,000 | USD | evidence → |
| Net income | 715,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,016,000 | USD | evidence → |
| Total capital | 20,023,000 | USD | evidence → |
| Risk-weighted assets | 82,286,000 | USD | evidence → |