Call report 2024Q4
MERCHANTS & CITIZENS BANK, THE — 2024Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,754,000 | USD | evidence → |
| Total loans | 44,161,000 | USD | evidence → |
| Allowance for loan losses | 957,000 | USD | evidence → |
| Securities available for sale | 70,420,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 121,391,000 | USD | evidence → |
| Interest-bearing deposits | 78,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,422,000 | USD | evidence → |
| Equity capital | 11,369,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,413,000 | USD | evidence → |
| Interest expense | 1,757,000 | USD | evidence → |
| Net interest income | 3,656,000 | USD | evidence → |
| Noninterest income | 319,000 | USD | evidence → |
| Noninterest expense | 3,371,000 | USD | evidence → |
| Provision for loan losses | -30,000 | USD | evidence → |
| Pretax income | 625,000 | USD | evidence → |
| Income tax | -5,000 | USD | evidence → |
| Net income | 630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,314,000 | USD | evidence → |
| Total capital | 19,271,000 | USD | evidence → |
| Risk-weighted assets | 78,494,000 | USD | evidence → |