Call report 2024Q3
MERCHANTS & CITIZENS BANK, THE — 2024Q3
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 134,204,000 | USD | evidence → |
| Total loans | 43,863,000 | USD | evidence → |
| Allowance for loan losses | 956,000 | USD | evidence → |
| Securities available for sale | 74,293,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,731,000 | USD | evidence → |
| Interest-bearing deposits | 77,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,107,000 | USD | evidence → |
| Equity capital | 14,083,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,004,000 | USD | evidence → |
| Interest expense | 1,291,000 | USD | evidence → |
| Net interest income | 2,713,000 | USD | evidence → |
| Noninterest income | 229,000 | USD | evidence → |
| Noninterest expense | 2,442,000 | USD | evidence → |
| Provision for loan losses | -30,000 | USD | evidence → |
| Pretax income | 521,000 | USD | evidence → |
| Income tax | -95,000 | USD | evidence → |
| Net income | 616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,710,000 | USD | evidence → |
| Total capital | 19,666,000 | USD | evidence → |
| Risk-weighted assets | 77,176,000 | USD | evidence → |