Call report 2024Q2
MERCHANTS & CITIZENS BANK, THE — 2024Q2
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 136,512,000 | USD | evidence → |
| Total loans | 42,328,000 | USD | evidence → |
| Allowance for loan losses | 960,000 | USD | evidence → |
| Securities available for sale | 77,733,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,458,000 | USD | evidence → |
| Interest-bearing deposits | 83,342,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,116,000 | USD | evidence → |
| Equity capital | 11,777,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,599,000 | USD | evidence → |
| Interest expense | 836,000 | USD | evidence → |
| Net interest income | 1,763,000 | USD | evidence → |
| Noninterest income | 152,000 | USD | evidence → |
| Noninterest expense | 1,573,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 333,000 | USD | evidence → |
| Income tax | -47,000 | USD | evidence → |
| Net income | 380,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,486,000 | USD | evidence → |
| Total capital | 19,440,000 | USD | evidence → |
| Risk-weighted assets | 76,373,000 | USD | evidence → |