Call report 2024Q1
MERCHANTS & CITIZENS BANK, THE — 2024Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,847,000 | USD | evidence → |
| Total loans | 38,224,000 | USD | evidence → |
| Allowance for loan losses | 971,000 | USD | evidence → |
| Securities available for sale | 72,030,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,941,000 | USD | evidence → |
| Interest-bearing deposits | 76,244,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,697,000 | USD | evidence → |
| Equity capital | 11,776,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,238,000 | USD | evidence → |
| Interest expense | 402,000 | USD | evidence → |
| Net interest income | 836,000 | USD | evidence → |
| Noninterest income | 77,000 | USD | evidence → |
| Noninterest expense | 765,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 139,000 | USD | evidence → |
| Income tax | -11,000 | USD | evidence → |
| Net income | 150,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,267,000 | USD | evidence → |
| Total capital | 19,192,000 | USD | evidence → |
| Risk-weighted assets | 73,983,000 | USD | evidence → |