Call report 2020Q4
MERCHANTS & CITIZENS BANK, THE — 2020Q4
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,033,000 | USD | evidence → |
| Total loans | 36,323,000 | USD | evidence → |
| Allowance for loan losses | 939,000 | USD | evidence → |
| Securities available for sale | 46,753,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,746,000 | USD | evidence → |
| Interest-bearing deposits | 60,579,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,167,000 | USD | evidence → |
| Equity capital | 20,148,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,303,000 | USD | evidence → |
| Interest expense | 483,000 | USD | evidence → |
| Net interest income | 2,820,000 | USD | evidence → |
| Noninterest income | 289,000 | USD | evidence → |
| Noninterest expense | 2,818,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 330,000 | USD | evidence → |
| Income tax | -41,000 | USD | evidence → |
| Net income | 371,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,670,000 | USD | evidence → |
| Total capital | 16,268,000 | USD | evidence → |
| Risk-weighted assets | 47,476,000 | USD | evidence → |