Call report 2021Q1
MERCHANTS & CITIZENS BANK, THE — 2021Q1
The 22 measures MERCHANTS & CITIZENS BANK, THE reported to the FFIEC for 2021Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,437,000 | USD | evidence → |
| Total loans | 36,439,000 | USD | evidence → |
| Allowance for loan losses | 940,000 | USD | evidence → |
| Securities available for sale | 58,204,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,653,000 | USD | evidence → |
| Interest-bearing deposits | 62,976,000 | USD | evidence → |
| Noninterest-bearing deposits | 38,677,000 | USD | evidence → |
| Equity capital | 19,530,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 853,000 | USD | evidence → |
| Interest expense | 119,000 | USD | evidence → |
| Net interest income | 734,000 | USD | evidence → |
| Noninterest income | 104,000 | USD | evidence → |
| Noninterest expense | 668,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 209,000 | USD | evidence → |
| Income tax | -1,000 | USD | evidence → |
| Net income | 210,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,886,000 | USD | evidence → |
| Total capital | 16,526,000 | USD | evidence → |
| Risk-weighted assets | 50,907,000 | USD | evidence → |